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- Under 20 Hours a Week, Over $345,000 a Year: Our Nursing Income
Under 20 Hours a Week, Over $345,000 a Year: Our Nursing Income
How We Maximized Our Earnings and Minimized Our Hours in 2024
Jason Nunez
December 18, 2024
Hey Nurses,
As 2024 wraps up, Monica and I want to share a transparent breakdown of our income—both from our nursing jobs and our business ventures.
Why?
Because we believe transparency shows you what’s possible with a little strategy, some side income, and smart planning.
We hope this motivates you to start thinking differently and take control of your financial journey too!
Let’s dive into the numbers.
Our Nursing Income: Less Than 20 Hours a Week!
My Pay Breakdown
Total Hours Worked: 881.37
Average Hours/Week: 18.36
YTD Gross Pay: $121,896.47
YTD Net Pay: $84,984.98
Here’s what I want you to notice: my hours are consistent, but you’ll see spikes in gross pay due to things like overtime and referral bonuses (shoutout to the Kaiser hire in July!).
Monica’s Pay Breakdown
Total Hours Worked: 889.99
Average Hours/Week: 18.54
YTD Gross Pay: $122,129.56
YTD Net Pay: $82,556.66
Monica works per diem, so some pay periods dip when we’re on vacation or if she doesn’t pick up shifts. This highlights the flexibility of per diem nursing while still earning solid income.
Combined Nursing Income (Jan–Nov):
Month | Combined Gross Nursing Income | Combined Net Nursing Income |
|---|---|---|
January | $22,093.88 | $15,074.08 |
February | $20,892.24 | $14,385.91 |
March | $20,770.04 | $14,416.52 |
April | $12,071.47 | $8,658.46 |
May | $17,543.34 | $12,379.40 |
June | $23,666.53 | $16,977.91 |
July | $24,248.37 | $16,193.26 |
August | $16,979.63 | $11,835.95 |
September | $26,960.34 | $17,769.76 |
October | $26,529.72 | $17,776.32 |
November | $32,228.07 | $22,049.88 |
Total | $243,983.63 | $167,517.47 |
Our Business Income: Diversifying Streams
We don’t rely only on nursing. This year, our business brought in:
Here's a breakdown of our business income from January through the first week of December:
Month | YouTube + TikTok | Other Income* | Total Business Income |
|---|---|---|---|
January | $1,474 | $1,278 | $2,752 |
February | $3,190 | $2,102 | $5,292 |
March | $2,203 | $1,139 | $3,342 |
April | $1,550 | $828 | $2,378 |
May | $1,749 | $3,665 | $5,414 |
June | $1,643 | $21,762 | $23,405 |
July | $1,200 | $10,052 | $11,252 |
August | $1,028 | $4,529 | $5,557 |
September | $1,064 | $1,015 | $2,079 |
October | $1,463 | $2,836 | $4,299 |
November | $1,763 | $3,458 | $5,221 |
December | $663 | $1,275 | $1,938 |
Total | $18,989 | $52,913 | $71,902 |
Business income comes from our courses, spreadsheets, YouTube ads, and smaller revenue streams like consultations and affiliates. June and July were our highest months because of strong course sales.
Important Note: The "Other Income" column includes income from Course sales, Affiliates, Spreadsheet sales, and Consultations.
Our Projected 2024 Totals
Based on our income data from January through November and our projection for December (using the average of the last three months from the combined income sheet), we anticipate our total combined earnings for 2024 to be approximately:
Category | Projected Amount |
|---|---|
Gross Income | |
Total Gross Nursing | $272,556.34 |
Total Gross Business | $72,853 |
Total Gross | $345,409.34 |
Net Income | |
Total Net Nursing | $186,625.11 |
Total Net Business | $50,661.85 |
Total Net | $237,286.96 |
It's important to emphasize that these earnings were achieved while working an average of less than 20 hours per week in nursing, demonstrating the power of owning a business or diversifying your income.
Key Lessons for You
Track Everything: Whether you use a spreadsheet or a budgeting app, knowing your numbers helps you make smarter financial decisions.
Diversify Your Income: Nursing is great, but relying on one stream can hold you back. Explore side income opportunities that work for you.
Understand Your Pay: Analyze your pay stubs—see where your money goes, understand taxes, and identify where you can earn more (overtime, differentials, or referrals).
Prepare for Fluctuations: Nursing hours can change. Build a budget that accounts for high and low pay periods.
Northern California Wins: These nursing wages would not be possible for us if were to work in any other part of the country. If you want to maximize your income, we highly recommend you take the plunge and move to Northern California.
We hope this peek into our finances shows you what’s achievable—whether it’s earning more as a nurse, starting a side business, or doing both.
📊 Want to take control of your income?
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Let’s make 2025 even bigger!
See you next time,
Jason
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