The Hawaii Nursing Crisis

Sup nurses!

If you've been following our journey, you know we're passionate about helping nurses understand the real financial impact of where they choose to work.

Today's newsletter is going to be a bit different - we're diving deep into a crisis that's forcing us to rethink everything we know about nursing careers and financial freedom.

The Numbers That Should Shock You

Let's talk about Honolulu. Nurses there earn a median salary of $127,020 annually - sounds incredible, right? But here's the brutal reality:

If You Buy:

• Median home price: $791,520

• Monthly mortgage: $5,252

• Annual take-home after taxes: $90,575

• Left after mortgage and taxes: $27,551 ($2,296 monthly)

If You Rent:

• Monthly rent: $3,300

• Annual rent: $39,600

• Left after rent and taxes: $50,975 ($4,248 monthly)

Even with a six-figure salary, nurses are struggling. And these are the numbers before buying food, gas, or anything else! But it gets worse...

The Healthcare Crisis Behind the Numbers

According to the Hawaii State Center for Nursing's 2022 Nursing Workforce Report, Hawaii faces a severe nursing shortage, with a projected deficit of 2,200 nurses by 2027. Why? Because nurses simply can't afford to live there.

The impact on patient care is frightening:

• Higher nurse-to-patient ratios than California's mandated standards

• Increased burnout rates

• Rising turnover (over 20% in some facilities)

• Declining patient outcomes

The Cultural Cost

But here's what's even more heartbreaking—I read an article from AsAmNews that says, for the first time ever, most Native Hawaiians don't even live in Hawaii anymore. Can you believe that? The people whose ancestors have lived there forever are having to leave because it's too expensive!

Get this: Living in Hawaii costs 84% more than living on the mainland (that's like everything being almost double the price!), and houses? They cost THREE TIMES more!

So many Native Hawaiians are moving to Las Vegas (they even call it the '9th island' now!) because they can actually afford homes there. Like, imagine having to leave your home, your culture, and your family because you can't afford to live in the place your family has called home for generations.

When even nurses making over $100,000 can't afford to live there, you know something's seriously wrong. It's not just about money—it's about people being forced to leave their homeland. That's not okay.

So What's The Solution?

This is where smart financial planning comes in. If you're renting in Honolulu, you're saving nearly $2,000 monthly compared to buying. But it's not enough to just save - you need to invest strategically.

Traditional investment options like the stock market have historically returned about 10% annually (S&P 500 average). But there's a better way...

The Northern California Alternative

While Hawaii's nurses struggle, Northern California offers a completely different story. Let me share something incredible that happened with one of our followers:

This nurse will earn over $200,000 working less than 30 hours per week if she is strategic with how she picks up overtime and by taking advantage of California’s overtime law, which allows employees to earn 1.5x pay after their 8th hour of work. That's the power of strategic planning and location selection.

The Path Forward

Here's what many don't realize: Building wealth as a nurse isn't about working more hours - it's about working smarter and choosing the right location. That’s why we chose to move to Sacramento—where I earn $103/hr as a staff nurse and Monica earns $133/hr as a per diem nurse.

California offers:

• Higher base pay rates

• Better nurse-to-patient ratios

• More overtime opportunities

• Lower housing costs (in select areas)

• Better work-life balance

🔥 BLACK FRIDAY EXCLUSIVE: Your Path to Financial Freedom 🔥

We've helped hundreds of nurses transform their careers through our Nurses to Riches Accelerator Program. Inside, you'll learn:

• Whether California is (or isn't) for you

• How to get licensed in California

• How to plan before you move

• How to find a hospital that makes sense for you

• How to analyze wages using our Top California Hospitals Spreadsheet

• How to choose the right city using our Ultimate Salaries Spreadsheet

• How to work smarter (32 hours = $200,000/year)

• How to eliminate debt (we paid off $128,000 in less than a year)

• How to invest your money wisely

Original Price: $698 Black Friday Discount (50% off): $349 EXTRA SAVINGS with code "LOYAL5": $331

⏰ LIMITED TIME OFFER: Valid only until November 29th at midnight PST ⏰

Don't let this opportunity pass you by. Hawaii's situation is a wake-up call - but you don't have to be part of that story. Join hundreds of nurses who've already transformed their careers through our program.

Click here to secure your spot before prices go up:

Stay safe and keep crushing it! 🙌

P.S. Remember, this special pricing ends November 29th at midnight PST. Don't miss out on the extra 5% off with code "LOYAL5"!