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How We Paid Off $128K of Debt and Work Less Than 20 Hours a Week

Hi nurses,

When Monica and I first started our nursing careers, we thought we were doing everything right. We both had stable jobs, worked hard, and kept picking up extra shifts to make ends meet.

Our New Grad Days

But behind the scenes?

We were drowning in debt.

  • We financed a Volvo XC90 for $76,000 — with a $1,270/month car payment.

  • We had over $25K in credit card debt from covering moving costs and everyday expenses.

  • We were sitting on $20K in student loans from nursing school.

And we were exhausted.

  • We were both working 50-60 hours a week.

  • We felt like we couldn’t say no to extra shifts because we needed the money.

  • Even after working all those hours, we still couldn’t get ahead.

We were stuck in survival mode — constantly stressed, constantly tired, and wondering how other nurses were affording vacations, savings, and a life outside of work.

Sound familiar?

We thought the problem was us. But it wasn’t. The problem was the system.

We were working harder than ever — but we didn’t know how to work the system. We didn’t know how to navigate the pay structures, nurse-to-patient ratios, and overtime laws that determine how much money you actually make as a nurse.

When we figured that out — everything changed.

Moving to Northern California Changed Everything

We left New York City and moved to Sacramento — and our pay immediately doubled.

  • I now make $109/hr as an evening-shift ER nurse.

  • Monica makes $140/hr as a per diem night-shift nurse.

  • We bought our dream house — and paid off $128K of debt in under a year.

  • We now work fewer than 20 hours a week combined — and live comfortably.

And it’s not just us.

One of our followers and his wife went from making $200K a year to over $350K a year just by moving to a different city in California.

That’s the kind of financial transformation that’s possible when you understand how to work the system.

This Program Is for Nurses Who Are Willing to Move to Northern California

California’s nurse-to-patient ratios, pay structures, and overtime laws are unlike anywhere else in the country. That’s why the highest-paying staff nursing jobs are in Northern California.

But most nurses don’t know how to:

  • Target the right hospitals.

  • Leverage shift differentials and overtime pay.

  • Position themselves to land the highest-paying roles.

That’s exactly what we teach inside Nurses to Riches.

Nurses to Riches Gives You the Exact Blueprint to Get Ahead

We built this program to solve the exact problems we faced as nurses:

1. How to Secure a High-Paying Nursing Job

  • We show you which hospitals pay the most (we have the spreadsheets).

  • We teach you how to apply, use referrals, and skip the long application lines.

  • You’ll get our Top 20 Nursing Interview Q&A to walk into any interview confident and prepared.

2. How to Maximize Your Income Without Burning Out

  • Learn how to work the overtime system to get 1.5x and 2x pay.

  • Combine shift differentials, bonuses, and consecutive day pay to boost your paycheck.

  • Work fewer hours but make more money — that’s the goal.

3. How to Build Financial Independence

  • Our exact debt payoff plan that wiped out $128K of debt in under a year.

  • How to set up 401(k), Roth IRA, and other retirement accounts the right way.

  • Smart investing strategies so you’re not just earning more — you’re growing your wealth.

We’ve Helped Nurses:

✅ Go from making $80K to over $200K a year at the same hospital — just by understanding how to work the system.
✅ Pay off $50K+ in debt in less than a year.
✅ Stop working 60-hour weeks and start working part-time — while earning more.

And the best part? You don’t need to work more. You just need to know how to play the game.

The System Is Rigged — But You Can Beat It

Most nurses think that working harder is the answer. It’s not.

The system is designed to keep you underpaid and overworked — unless you understand how to navigate it.

When we figured this out, we doubled our income and got our time back. That’s what Nurses to Riches will teach you:
👉 How to get hired at the highest-paying hospitals.
👉 How to maximize your pay through overtime and bonuses.
👉 How to take control of your money and build real financial independence.

We’re Not Promising You a Job — But We Are Giving You the Roadmap

We can’t promise you’ll get hired at Kaiser or any other specific hospital — no one can.
But we can give you the exact steps we used to land high-paying jobs and escape the paycheck-to-paycheck cycle.

It’s not complicated. It’s just knowing how the system works.

This Could Be You in 6 Months:

  • Making over $200K a year working 3 shifts a week.

  • Actually having the time to spend with your family and friends.

  • No more stressing about bills or debt.

  • Finally feeling like you’re in control of your career and your life.

That’s exactly what Monica and I did — and it’s exactly what Nurses to Riches will teach you.

👉 Join The Nurses to Riches Accelerator Program today and start building your rich life.

But don’t just take our word for it:

"Before joining the program, I was working 60+ hours a week and barely making ends meet. Now, I make more working 3 shifts a week than I used to make working six 12s. I finally feel like I have my life back."
— Emily, RN

We were exactly where you are now. Overworked, underpaid, and stressed out. But we figured out how to escape — and now we want to help you do the same.

See you inside,
Jason

Special Offer for Course Buyers

If you decide to purchase our Nurses to Riches Accelerator course, our Top-Paying California Hospitals spreadsheet, along with all of our other spreadsheets and thousands of dollars worth of materials and bonuses, will be included at no additional cost. Plus, as a thank you for being a loyal newsletter subscriber, use coupon code “LOYAL10” to get an extra 10% off your course purchase!

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